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Is it really better requesting a refund from a merchant rather than calling your credit card or bank? It is, because when you get in touch with a merchant directly then the merchant has the opportunity to return your funds to you directly. As an example, if a person ordered a product and that product never arrived, by contacting the merchant directly the people can explain the situation to the merchant directly and get his or her refund immediately and directly.

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633 Chestnut Street Suite 600 Chattanooga, TN 37450

Important Information: The credit score(s) you receive from us may not be the same scores used by lenders or other commercial users for credit decisions. There are various types of credit scores, and lenders may use a different type of credit score to make lending decisions than the ones being offered.

Under federal law you have the right to receive a Credit Report from each of the three nationwide consumer reporting agencies once every 12 months. A Credit Score is not included.

After verification of your identity, your scores are available for immediate online delivery securely. Scores shown are for illustrative purposes only.

GldScr.com provides you with the tools you need to access and monitor your financial profile through the program's credit reporting and monthly monitoring benefits. GldScr.com Credit Monitoring and its benefit providers are not credit repair service providers and do not receive fees for such services, nor are they credit clinics, credit repair or credit services organizations or businesses. Credit information is provided either by Transunion® and TransUnion Interactive, Inc. or Experian and CSIdentity Corporation.

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